Michael J. Hurd, Ph.D. | Living Resources Center

The best proof of love is trust.
Joyce Brothers
Associate with men of good quality if you esteem your own reputation; for it is better to be alone than in bad company.
George Washington
Destiny is not a matter of chance, it is a matter of choice; it is not a thing to be waited for, it is a thing to be achieved.
William Jennings Bryan
Change is not merely necessary to life – it is life.
Alvin Toffler
That man should redeem himself from the sin of eating an apple by committing a murder on Jesus Christ, is the strangest system of religion ever set up.
Thomas Paine
Everywhere that freedom stirs, let tyrants fear.
George W. Bush
Man is the only animal for whom his own existence is a problem which he has to solve.
Erich Fromm
Never confuse motion with action.
Ben Franklin
To argue with a man who has renounced his reason is like giving medicine to the dead.
Thomas Paine
He that is of the opinion money will do everything may well be suspected of doing everything for money.
Ben Franklin
To swear off making mistakes is very easy. All you have to do is swear off having ideas.
Leo Burnett
You could afford your house without the government if it weren’t for the government.
Rush Limbaugh
Democracy is the art and science of running the circus from the monkey cage.
H.L. Mencken
I’m very motivated by money. And I found that money makes you happy. So the old adage is WRONG. I’m happiER with money than I was in my studio apartment for seven years.
Kathy Griffin
If the freedom of speech is taken away then dumb and silent we may be led, like sheep to the slaughter.
George Washington
Run for your life from any man who tells you that money is evil. That sentence is the leper’s bell of an approaching looter.
Ayn Rand
Great men can’t be ruled.
Ayn Rand
One man with courage is a majority.
Thomas Jefferson
An inventor fails 999 times, and if he succeeds once, he’s in. He treats his failures simply as practice shots.
Charles F. Kettering
Diligence is the mother of good luck.
Ben Franklin
I am a hero worshiper. I love the number one tennis player. I love the number one baseball player. I want to see those records broken.
Martha Stewart
Always do right. It will please some people and astonish the rest.
Mark Twain
Anyone who can walk to the welfare office can walk to work.
Al Capp
Success isn’t something you chase. It’s something you have to put forth the effort for constantly.
Michael Jordan
Civilization is the process of setting man free from men.
Ayn Rand
The smallest minority on earth is the individual. Those who deny individual rights cannot claim to be defenders of minorities.
Ayn Rand
Love takes up where knowledge leaves off.
Thomas Aquinas
The man who speaks to you of sacrifice is speaking of slaves and masters, and intends to be the master.
Ayn Rand
To be prepared for war is one of the most effective means of preserving peace.
George Washington
To say “I love you” one must first be able to say the “I.”
Ayn Rand
Creative minds have always been known to survive any kind of bad training.
Anna Freud
Discovery consists in seeing what everyone else has seen and thinking what no one else has thought.
Albert Szent-Gyorgi
How strangely will the Tools of a Tyrant pervert the plain Meaning of Words!
Samuel Adams
A creative man is motivated by the desire to achieve, not by the desire to beat others.
Ayn Rand
Those who trust to chance must abide by the results of chance.
Calvin Coolidge
We must all hang together, or assuredly, we shall all hang separately.
Ben Franklin
Stress is an ignorant state. It believes that everything is an emergency.
Natalie Goldberg
The greatest gift that I have is finding people who know more than I do — and learning from them.
Liza Minnelli
A thing moderately good is not so good as it ought to be. Moderation in temper is always a virtue; but moderation in principle is always a vice.
Thomas Paine
A Boss in Heaven is the best excuse for a boss on earth, therefore If God did exist, he would have to be abolished.
Mikhail Bakunin
We are fast approaching the stage of the ultimate inversion: the stage where the government is free to do anything it pleases, while the citizens may act only by permission; which is the stage of the darkest periods of human history, the stage of rule by brute force.
Ayn Rand
Always read the stuff that will make you look good if you die in the middle of it.
P.J. O’Rourke
When I look at the world I’m pessimistic, but when I look at people I am optimistic.
Carl Rogers
From the naturalistic point of view, all men are equal. There are only two exceptions to this rule of naturalistic equality: geniuses and idiots.
Mikhail Bakunin
The happiness of your life depends upon the quality of your thoughts.
Marcus Aurelius
Those who would give up essential liberty to purchase a little temporary safety deserve neither liberty nor safety.
Ben Franklin
The question isn’t who is going to let me; it’s who is going to stop me.
Ayn Rand
Contradictions do not exist. Whenever you think you are facing a contradiction, check your premises. You will find that one of them is wrong.
Ayn Rand
Ancient Rome declined because it had a Senate, now what’s going to happen to us with both a House and a Senate?
Will Rogers
Life itself still remains a very effective therapist.
Karen Horney
If we all worked on the assumption that what is accepted as true is really true, there would be little hope of advance.
Orville Wright
Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.
Ayn Rand
Stupidity and cruelty are the attributes of the mob, not wisdom and compassion.
Bernard Baruch
It’s kind of fun to do the impossible.
Walt Disney
No free man shall ever be debarred the use of arms.
Thomas Jefferson
A government is the most dangerous threat to man’s rights …
Ayn Rand
We must not allow other people’s limited perceptions to define us.
Virginia Satir
Life itself is the proper binge.
Julia Child
An invasion of armies can be resisted, but not an idea whose time has come.
Victor Hugo
There is a madness in crowds from which even the wisest, caught up in their ranks, are not immune.
Bernard Baruch
It does not take a majority to prevail… but rather an irate, tireless minority, keen on setting brushfires of freedom in the minds of men.
Samuel Adams
Freedom is man’s capacity to take a hand in his own development. It is our capacity to mold ourselves.
Rollo May
It is neither wealth nor splendor; but tranquility and occupation which give you happiness.
Thomas Jefferson
Keep away from people who try to belittle your ambitions. Small people always do that, but the really great make you feel that you, too, can become great.
Mark Twain
The man who lets a leader prescribe his course is a wreck being towed to the scrap heap.
Ayn Rand
The Constitution only gives people the right to pursue happiness. You have to catch it yourself.
Ben Franklin
I cannot live without books.
Thomas Jefferson
Write your injuries in dust, your benefits in marble.
Ben Franklin
In those parts of the world where learning and science has prevailed, miracles have ceased; but in those parts of it as are barbarous and ignorant, miracles are still in vogue.
Ethan Allen
In matters of style, swim with the current; in matters of principle, stand like a rock.
Thomas Jefferson
Understanding is a kind of ecstasy.
Carl Sagan
The freedom of all is essential to my freedom.
Mikhail Bakunin
I would never want to be a member of a group whose symbol was a guy nailed to two pieces of wood.
George Carlin
Americans were the first to understand that wealth has to be created.
Ayn Rand
For some, living at or visiting the beach can be a time for reflection. I call it “introspection”; a time for quiet exploration of your true feelings, wants and needs. When clients present to me with stress or frustration, I often suggest they keep a journal. It’s one of the hardest things to motivate somebody to do, yet once done, everyone tells me that it’s enlightening and effective.

A journal isn’t a diary. It’s an exercise in thinking, expression and examination. There’s nothing like putting pen to paper to instill a sense of optimism about your aspirations. Seeing something on paper makes it more real than merely thinking it.

It all comes down to living the examined life. We live in an age of insipid acronyms like LOL and OMG, superficial sound bites, half-baked ideas and televised misinformation that generates not-fully-thought-out emotions. It’s the mental equivalent of eating only fast food. Everybody’s capable of deeper thinking, and everybody has a need to be reflective. In fact, a lot of the symptoms we’ve labeled as attention deficit disorder, depression, anxiety and substance abuse are the result of not living an examined life.

Want to give it a try? Consider these sample questions for your journal: “What emotions do I feel right now?” “What percentage of today did I experience each of the following: anger, sadness, irritation, joy, contentment, anxiety, disappointment, frustration?” “Which people or situations stand out most about today?” “What attitudes did I exhibit today? Was I pessimistic, cautious, gloomy, upbeat, energetic, lethargic? Which of these was I aware of that nobody else was aware of?” “What issues did I resolve today?” “What attitude do I wish to project tomorrow?” “Did I feel like a victim today? Could I have made different choices to feel less like that?” “Would my ideal hero operate like I did today? If not, what would he or she do differently?”

These are just a few examples to get you started. Use your personal experiences to generate your own personal approach. Regular readers of this column know that I encourage introspection as a way to solve just about any emotional conflict. To introspect means to live the examined life; to apply focus, thought and awareness to the emotions you’re experiencing. By looking at yourself objectively (i.e., the way you would look at a stranger or an acquaintance), you can correct contradictions in your thinking before they lead to more serious problems.

Contradictions can lurk in the shadows of your emotions, and if you’re not in the habit of looking closely at them, the result can be faulty decision-making and all the turmoil that comes with it. Keeping a regular journal can give you that insight. By writing down your feelings and examining them objectively, you can determine if you’re expecting contradictory things.

Of course there are always the expected responses: “I don’t have the time. It’s not worth the effort.” (People say the same thing about therapy, counseling and self-reflection in general.) Well, at least that’s honest. But think about it from this angle: Do you really have the time for unexplained depression, unexpressed anger and frustration? Are you OK with feeling like a victim and whining about how you “had a bad day?” Slowly and insidiously, these things sap your energy and well-being. Isn’t life too short to put up with all that unnecessary emotional clutter? Don’t you have better things to do?

If I’ve learned anything in my 35+ years of counseling people, it’s that most emotional difficulties can be avoided by leading an examined life and keeping tabs on your feelings. And a journal can be an effective pre-emptive strike against problems that can make your life less enjoyable than it could be. Why not start now?
The minute you settle for less than you deserve, you get even less than you settled for.
Maureen Dowd
Government does not solve problems; it subsidizes them.
Ronald Reagan
I don’t believe in circumstances. The people who get on in the world are the people who get up and look for the circumstances they want, and if they can’t find them, make them.
G.B. Shaw
A human being is a deciding being.
Viktor Frankl
Well done, is better than well said.
Ben Franklin
When one door closes another door opens; but we so often look so long and so regretfully upon the closed door, that we do not see the ones which open for us.
Alexander Graham Bell
The Bible is a book that has been read more, and examined less, than any book that ever existed.
Thomas Paine
The best argument against democracy is a five-minute conversation with the average voter.
Winston Churchill
I always get what I want because I always want what I get.
Tim Bischoff
Those who give too much attention to trifling things become generally incapable of great ones.
François duc de la Rochefoucauld
America must not ignore the threat gathering against us. Facing clear evidence of peril, we cannot wait for the final proof, the smoking gun that could come in the form of a mushroom cloud.
George W. Bush
I swear, by my life and my love of it, that I will never live for the sake of another man, nor ask another man to live for mine.
Ayn Rand
Glass, china, and reputation are easily cracked, and never mended well.
Ben Franklin
I don’t know the key to success, but the key to failure is trying to please everybody.
Bill Cosby
Self esteem is the reputation we acquire with ourselves.
Nathaniel Branden
Reason obeys itself; and Ignorance submits to whatever is dictated to it.
Thomas Paine
It is error alone which needs the support of government. Truth can stand by itself.
Thomas Jefferson
Let the people think they govern and they will be governed.
William Penn
If you fear failure, you shall never succeed.
Evan Guay
I have often wondered how it is that every man loves himself more than all the rest of men, but yet sets less value on his own opinion of himself than on the opinion of others.
Marcus Aurelius
The first step toward success is taken when you refuse to be a captive of the environment in which you first find yourself.
Mark Caine
A fanatic is someone who can’t change his mind and won’t change the subject.
Winston Churchill
Giving money and power to government is like giving whiskey and car keys to teenage boys.
P.J. O’Rourke
I never knew a man who was good at making excuses who was good at anything else.
Ben Franklin
Compassion is no substitute for justice.
Rush Limbaugh
The power to do good is also the power to do harm.
Milton Friedman
Any system of religion that has anything in it that shocks the mind of a child, cannot be true.
Thomas Paine
Thinking is the hardest work there is, which is probably the reason so few engage in it.
Henry Ford
Do you want to know who you are? Don’t ask. Act! Action will delineate and define you.
Thomas Jefferson
Christmas is the time when kids tell Santa what they want and adults pay for it. Deficits are when adults tell government what they want and their kids pay for it.
Richard Lamm
I think that religion stops people from thinking. I think it justifies crazies. I think flying planes into a building was a faith-based initiative.
Bill Maher
Who is John Galt?
Ayn Rand
Freedom, morality, and the human dignity of the individual consists precisely in this; that he does good not because he is forced to do so, but because he freely conceives it, wants it, and loves it.
Mikhail Bakunin
Every government is a parliament of whores. The trouble is, in a democracy, the whores are us.
P.J. O’Rourke
The urge to save humanity is almost always a false front for the urge to rule.
H.L. Mencken
Love is composed of a single soul inhabiting two bodies.
Aristotle
It doesn’t take a majority to make a rebellion; it takes only a few determined leaders and a sound cause.
H.L. Mencken
The worst evils which mankind has ever had to endure were inflicted by bad governments.
Ludwig von Mises
Evil requires the sanction of the victim.
Ayn Rand
Do your work with your whole heart and you will succeed — there is so little competition.
Elbert Hubbard
The only power any government has is the power to crack down on criminals. Well, when there aren’t enough criminals, one makes them. One declares so many things to be a crime that it becomes impossible for men to live without breaking laws.
Ayn Rand
So you think that money is the root of all evil. Have you ever asked what is the root of all money?
Ayn Rand
I have recently been examining all the known superstitions of the world, and do not find in our particular superstition (Christianity) one redeeming feature. They are all alike founded on fables and mythology.
Thomas Jefferson
The best minds are not in government. If any were, business would steal them away.
Ronald Reagan
I’m completely in favor of the separation of Church and State. My idea is that these two institutions screw us up enough on their own, so both of them together is certain death.
George Carlin
When the people fear their government, there is tyranny; when the government fears the people, there is liberty.
Thomas Jefferson
A democracy is nothing more than mob rule, where fifty-one percent of the people may take away the rights of the other forty-nine.
Thomas Jefferson
When you’re finished changing, you’re finished.
Ben Franklin
Man is an animal that makes bargains: no other animal does this – no dog exchanges bones with another.
Adam Smith
The harder I worked, the luckier I got.
Paula Deen
Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful people with talent. Genius will not; unrewarded genius is almost a proverb.
Calvin Coolidge
How much pain have cost us the evils which have never happened.
Thomas Jefferson
All tyranny needs to gain a foothold is for people of good conscience to remain silent.
Thomas Jefferson
Mine is better than ours.
Ben Franklin
Question with boldness even the existence of a God; because, if there be one, he must more approve of the homage of reason, than that of blindfolded fear.
Thomas Jefferson
Government is not reason; it is not eloquent; it is force. Like fire, it is a dangerous servant and a fearful master.
George Washington
Rationality is the recognition of the fact that existence exists, that nothing can alter the truth and nothing can take precedence over that act of perceiving it, which is thinking…
Ayn Rand
He that lives upon hope will die fasting.
Ben Franklin
A first-rate soup is more creative than a second-rate painting.
Abraham Maslow
If Thomas Jefferson thought taxation without representation was bad, he should see how it is with representation.
Rush Limbaugh
Few people think more than two or three times a year. I’ve made an international reputation for myself by thinking once or twice a week.
G.B. Shaw
In every country and every age, the priest had been hostile to Liberty.
Thomas Jefferson
Only the man who does not need it, is fit to inherit wealth, the man who would make his fortune no matter where he started.
Ayn Rand
Nothing can stop the man with the right mental attitude from achieving his goal; nothing on earth can help the man with the wrong mental attitude.
Thomas Jefferson
Depression is the inability to construct a future.
Rollo May
Many people die at twenty five and aren’t buried until they are seventy five.
Ben Franklin
Achieving life is not the equivalent of avoiding death.
Ayn Rand
It is always easier to fight for one’s principles than to live up to them.
Alfred Adler
The theory seems to be that as long as a man is a failure he is one of God’s children, but that as soon as he succeeds he is taken over by the Devil.
H.L. Mencken
Being busy does not always mean real work. Seeming to do is not doing.
Thomas Edison
There is no meaning to life except the meaning man gives his life by the unfolding of his powers.
Erich Fromm
“I’m too old to be governed by fear of dumb people.”
Character on HBO’s “The Newsroom”
Individual rights are not subject to a public vote; a majority has no right to vote away the rights of a minority.
Ayn Rand
The best years of your life are the ones in which you decide your problems are your own. You do not blame them on your mother, the ecology, or the president. You realize that you control your own destiny.
Albert Ellis
Find something you’re passionate about and keep tremendously interested in it.
Julia Child
Why is patriotism thought to be blind loyalty to the government and the politicians who run it, rather than loyalty to the principles of liberty and support for the people? Real patriotism is a willingness to challenge the government when it’s wrong.

Ron Paul
Until you value yourself, you won’t value your time. Until you value your time, you will not do anything with it.
M. Scott Peck
Remember not only to say the right thing in the right place, but far more difficult still, to leave unsaid the wrong thing at the tempting moment.
Ben Franklin
All the problems of the world could be settled easily if men were only willing to think.
Thomas J. Watson
It is not from the benevolence of the butcher, the brewer, or the baker that we expect our dinner, but from their regard to their own interest.
Adam Smith
By failing to prepare you are preparing to fail.
Ben Franklin
Whoever wants peace among nations must seek to limit the state and its influence most strictly.
Ludwig von Mises
No falsehood is so fatal as that which is made an article of faith.
Thomas Paine
A leader is a person you will follow to a place you wouldn’t go by yourself.
Joel A. Barker
Facts are stubborn things.
Ronald Reagan
I find that the harder I work, the more luck I seem to have.
Thomas Jefferson
It is easy to take liberty for granted, when you have never had it taken from you.
Dick Cheney
The Constitution shall never be construed… to prevent the people of the United States who are peaceable citizens from keeping their own arms.
Samuel Adams
By striving to do the impossible, man has always achieved what is possible. Those who have cautiously done no more than they believed possible have never taken a single step forward.
Mikhail Bakunin
I have as much authority as the Pope, I just don’t have as many people who believe it.
George Carlin
A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty.
Winston Churchill
You may delay, but time will not.
Ben Franklin
You can’t have five wolves and one sheep voting on what to have for supper.
Larry Flynt
An appeaser is one who feeds a crocodile, hoping it will eat him last.
Winston Churchill
Governments tend not to solve problems, only to rearrange them.
Ronald Reagan
New opinions are always suspected, and usually opposed, without any other reason but because they are not common.
John Locke
A government that is big enough to give you all you want is big enough to take it all away.
Barry Goldwater
Talk is cheap – except when Congress does it.
Cullen Hightower
Every major horror of history was committed in the name of an altruistic motive.
Ayn Rand
The only thing money gives you is the freedom of not worrying about money.
Johnny Carson
Man will never be free until the last king is strangled with the entrails of the last priest.
Denis Diderot
The moral is the chosen, not the forced; the understood, not the obeyed. The moral is the rational, and reason accepts no commandments.
Ayn Rand
If ‘pro’ is the opposite of ‘con’ what is the opposite of ‘progress’?
Paul Harvey
Concern should drive us into action, not into a depression.
Karen Horney
If you need encouragement, praise, pats on the back from everybody, then you make everybody your judge.
Fritz Perls
Drive thy business or it will drive thee.
Ben Franklin
Anything that won’t sell, I don’t want to invent. Its sale is proof of utility, and utility is success.
Thomas Edison
Fix reason firmly in her seat, and call to her tribunal every fact, every opinion.
Thomas Jefferson
Born again?! No, I’m not. Excuse me for getting it right the first time.
Dennis Miller
You’ve got to think about big things while you’re doing small things, so that all the small things go in the right direction.
Alvin Toffler
When I disagree with a rational man, I let reality be our final arbiter; if I am right, he will learn; if I am wrong, I will; one of us will win, but both will profit.
Ayn Rand
Democracy gives every man the right to be his own oppressor.
James Russell Lowell
Every man builds his world in his own image. He has the power to choose, but no power to escape the necessity of choice.
Ayn Rand
Civilization is the progress toward a society of privacy.
Ayn Rand
The one permanent emotion of the inferior man is fear – fear of the unknown, the complex, the inexplicable. What he wants above everything else is safety.
H.L. Mencken
Of all the tyrannies that afflict mankind, tyranny in religion is the worst.
Thomas Paine
Force and mind are opposites; morality ends where a gun begins.
Ayn Rand
Being ignorant is not so much a shame as being unwilling to learn.
Ben Franklin
Love is the expression of one’s values, the greatest reward you can earn for the moral qualities you have achieved in your character and person, the emotional price paid by one man for the joy he receives from the virtues of another.
Ayn Rand
We have to make America the best place in the world to do business.
Dick Cheney
A desire presupposes the possibility of action to achieve it; action presupposes a goal which is worth achieving.
Ayn Rand
Hear reason, or she’ll make you feel her.
Ben Franklin
Government is like a baby. An alimentary canal with a big appetite at one end and no sense of responsibility at the other.
Ronald Reagan
No nation ever taxed itself into prosperity.
Rush Limbaugh
A man will pass better through the world with a thousand open errors upon his back than in being detected in one sly falsehood. When one is detected, a thousand are suspected.
Thomas Paine
All national institutions of churches, whether Jewish, Christian or Turkish, appear to me no other than human inventions, set up to terrify and enslave mankind, and monopolize power and profit.
Thomas Paine
The American constitutions were to liberty, what a grammar is to language: they define its parts of speech and practically construct them into syntax.
Thomas Paine
Man can learn nothing unless he proceeds from the known to the unknown.
Claude Bernard
It is our duty still to endeavor to avoid war; but if it shall actually take place, no matter by whom brought on, we must defend ourselves. If our house be on fire, without inquiring whether it was fired from within or without, we must try to extinguish it.
Thomas Jefferson
Because I place my trust in reason, I place it in the individual.
Bernard Baruch
The American fascist would prefer not to use violence. His method is to poison the channels of public information.
Henry A. Wallace
Neither life nor happiness can be achieved by the pursuit of irrational whims.
Ayn Rand
Nobody spends somebody else’s money as carefully as he spends his own.
Milton Friedman
Never help a child with a task at which he feels he can succeed.
Maria Montessori
Do not ever say that the desire to “do good” by force is a good motive. Neither power-lust nor stupidity are good motives.
Ayn Rand
Those who invalidate reason ought seriously to consider whether they argue against reason with or without reason.
Ethan Allen
Look on every exit as being an entrance somewhere else.
Tom Stoppard

Daily Dose of Reason

You Cannot Ethically Tolerate Your Own Destruction
September 23, 2026
"If tolerance means the end of Western civilization, then we cannot be tolerant." (Elon Musk) If you tolerate people who seek to annihilate you, then... read more
The Slavery of Collectivism
September 22, 2026
“We are now moving towards complete collectivism or socialism, a system under which everybody is enslaved to everybody.” — Ayn Rand Follow Dr.... read more
Delaying Truth and Reality
September 21, 2026
"It is not necessary to bury the truth. It is sufficient merely to delay it until nobody cares." -- Napoleon Today's dictators in waiting --... read more
Tyranny & Deceit Go Hand in Hand
September 20, 2026
"Those who are capable of tyranny are capable of perjury to sustain it." -- Lysander Spooner Follow Dr. Hurd on Facebook. Search under “Michael... read more
The Gathering Storm in America

We don't just tolerate the wicked (meaning the irrational, the wrong, the barbaric, the dishonest). We subsidize them, applaud them, cheer them on, tiptoe on... read more

Life's a Beach

Landing a Second Career
September 23, 2026
A surprising number of newly retired people I see are stressed over what they’re going to do with... read more
Where Does Attention to Detail End & OCD Begin?
September 16, 2026
An online quiz suggests that constant concern about fire or burglary in your home or about catching a... read more
The Dollar Value of your Time
September 9, 2026
Ahhh! The Delaware beaches! So many things to love about them: our restaurants, the surf and the sandy... read more
Love Means Letting Your Grown-Up Child Go
September 2, 2026
Parents of teenagers sometimes tell me that they don’t feel appreciated by their kids. "Look at all I've... read more
Dollars and (Common) Cents in Marriage
August 26, 2026
In marriage or any relationship, financial issues can sometimes become a source of, shall we say … discussion... read more

Daily Dose of Reason

You Cannot Ethically Tolerate Your Own Destruction

The Slavery of Collectivism

Delaying Truth and Reality

Tyranny & Deceit Go Hand in Hand

The Gathering Storm in America

Life's a Beach

Landing a Second Career

Where Does Attention to Detail End & OCD Begin?

The Dollar Value of your Time

Love Means Letting Your Grown-Up Child Go

Dollars and (Common) Cents in Marriage

Subscribe to Dr. Hurd News!