If you fail to focus on, engage in and otherwise appreciate THIS moment — because of your thoughts about the next hour, the next day or the next year — then you’re cheating yourself in two respects. You’re diminishing your ability to do well in, and otherwise enjoy, the present. You’re also diluting your capacity to do well in the future, since the quality of your planning is undermined by your attempt to do two things at the same time. Put aside time to plan and think, but do it when you’re undistracted. Leave yourself undistracted to live in the present. Think about it: The whole point of planning is to make future moments better. If you never live in the moment, what’s the point of even planning to make those moments great?